Circle Account

Your hub for global business

Accelerate your global growth with the fastest, easiest access to the world’s leading dollar digital currency, USD Coin (USDC), and powerful payments and treasury infrastructure.
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Powered by dollar digital currency

The Circle Account is the premier source for accessing USDC, which is fully backed by cash and equivalents and short-duration U.S. Treasuries, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC.


Integrated with APIs

Your Circle Account connects with Payments, Payouts and Accounts APIs that you can use to build experiences that make it easier for customers, suppliers and employees to interact with you.

Not bound by 
banking hours

Send and receive borderless payments that settle almost instantly across a growing list of blockchains at far less cost than traditional payments.
Now available


Circle Yield

Your Circle Account is designed with treasury in mind. Grow your working capital by allocating idle balances into Circle Yield, a fully secured way to get superior rates on USDC holdings.

Bridging traditional & blockchain rails


Traditional currency

Transfer from fiat currency into USDC and transfer funds back to your bank account, at no additional cost.

Your Circle Account

Use your Circle Account to hold balances and transact in USDC.

Digital currency

Pay others on-chain, earn yield on your balance and convert back to USD at any time.

Your new

financial home

Use your Circle Account to deposit, withdraw, and send USDC on-chain, and access APIs to build better experiences across your entire ecosystem.
Multichain USDC
The power of USDC

Connect across

multiple blockchains

USDC is available on Ethereum, Algorand, Solana, Stellar and TRON, with additional blockchain partnerships planned.

Who is using Circle Account?


Crypto startups

Stay crypto native and broaden your reach with customers who want to pay via traditional methods, including card and ACH — without opening a bank account.
trading firms

OTC desks, market makers & money managers

Use your Circle Account as a home base. Convert currency from more than 85 countries into USDC, and redeem USDC back into fiat currency at any time.

Exchanges & wallets

Boost dollar digital currency liquidity and make it easier for more customers to use your services.


Settle payments almost instantly and adapt to fast-moving industry changes.